Health Insurance

Key takeaways To contribute to an HSA, you need to be covered under an HSA-eligible health plan. HSA contributions are pre-tax and funds grow tax free. You can withdraw your funds at any time to pay for qualified medical expenses. If you withdraw HSA funds and don’t use them to pay for qualified medical expenses, […]

In this article Can I reapply for Medicaid after my coverage is terminated? What are my coverage options if I’m losing Medicaid? What if I can’t afford health insurance and don’t qualify for Medicaid? If I’m losing Medicaid eligibility, what happens to my child’s coverage? If you’ve received notification that you’re losing Medicaid eligibility, you’re

In this article Insurers are entering and exiting the Marketplace in many states Premiums will be higher on average Out-of-pocket limits are increasing Fewer immigrants will qualify for Marketplace subsidies Oregon will utilize a state-run Marketplace platform Virginia and Rhode Island introduce state-funded subsidies HSA contributions limits will increase Catastrophic plan eligibility will be further

Proposed individual market premium increases for 2027 have been published in about a third of the states as of mid-July, with a median proposed increase of about 14%.1 Basic details of initial 2027 rate filings will be available for every state on ratereview.healthcare.gov starting on July 31, 2026.2 After last year’s increases, another round of

In this article How can AI help if you’re curious about health insurance? Challenges AI faces when answering your questions about health insurance Back up any AI research by checking reliable sources Artificial intelligence (AI) is changing the way that people look for information – offering the promise of speedy searches and increasingly personalized answers.

In this article Which carriers have announced they’re leaving the Marketplace? Will any carriers exit the market before the end of 2026? Why are carriers pulling out of the Marketplace? Declining Marketplace enrollment drives carrier decisions Marketplace participation is ultimately a business decision Current withdrawals reflect a familiar cycle What should consumers expect next? At

In this article Why you might not qualify for Medicaid Scenario 1: You earn too much to qualify for a subsidy Scenario 2: You qualify for subsidies, but coverage still seems unaffordable Scenario 3: You’re in the coverage gap Scenario 4: You cannot afford ACA-compliant health insurance How to get help finding coverage For people

In this article What’s happening with Marketplace health plan enrollments? Why might consumers be downgrading to Bronze plans? Which state-run Marketplaces have reported an increase in Bronze plan selections? Which state-run Marketplaces reported a reduction in Bronze plan selections? What does a shift to Bronze plans mean for consumers? Options for Bronze plan buyers facing

In this article Can early retirees get health insurance through the ACA Marketplace? How can early retirees find out if they’re eligible for Marketplace subsidies? Can early retirees get Medicaid if they’re in an expansion state? Is COBRA or state continuation a good option for early retirees? Early retirement health insurance through a spouse’s coverage