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Health insurers are exiting the Marketplace again. Should consumers be worried?

In this article Which carriers have announced they’re leaving the Marketplace? Will any carriers exit the market before the end of 2026? Why are carriers pulling out of the Marketplace? Declining Marketplace enrollment drives carrier decisions Marketplace participation is ultimately a business decision Current withdrawals reflect a familiar cycle What should consumers expect next? At […]

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Consumer search trends signal growing cost pressure in health insurance

In this article Key findings at a glance Marketplace coverage ‘downgrades’ were widespread as consumers searched for ‘cheap health insurance’ How much will Marketplace enrollment drop in 2026? A spike in searches about going without coverage As net health insurance premiums in the Marketplace have jumped by an average of nearly 60% nationally1 due to

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I can’t afford health insurance and don’t qualify for Medicaid. What can I do?

In this article Why you might not qualify for Medicaid Scenario 1: You earn too much to qualify for a subsidy Scenario 2: You qualify for subsidies, but coverage still seems unaffordable Scenario 3: You’re in the coverage gap Scenario 4: You cannot afford ACA-compliant health insurance How to get help finding coverage For people

I can’t afford health insurance and don’t qualify for Medicaid. What can I do? Read More »

Bronze health plan popularity surges in Marketplaces

In this article What’s happening with Marketplace health plan enrollments? Why might consumers be downgrading to Bronze plans? Which state-run Marketplaces have reported an increase in Bronze plan selections? Which state-run Marketplaces reported a reduction in Bronze plan selections? What does a shift to Bronze plans mean for consumers? Options for Bronze plan buyers facing

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Your guide to early retirement health insurance options

In this article Can early retirees get health insurance through the ACA Marketplace? How can early retirees find out if they’re eligible for Marketplace subsidies? Can early retirees get Medicaid if they’re in an expansion state? Is COBRA or state continuation a good option for early retirees? Early retirement health insurance through a spouse’s coverage

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All About the New Customer Discount

A “new customer discount” (sometimes called a new business or welcome discount) is a pricing incentive some insurers use for first-time policyholders. In insurance, it’s rarely as simple as “switch carriers, save money.” Discounts are tied to underwriting, state-approved rating plans, and how the insurer prices risk. Below, we’ll break down how new customer discounts

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Driver’s Ed Insurance Discounts for Teens: How to Qualify & Claim

Completing driver’s ed can help teen drivers qualify for an auto insurance discount—but it’s not automatic, and the rules vary by insurer and state. This guide explains what typically counts as “driver’s ed” for insurance, how to claim the discount, and which other savings often Read More… The post Driver’s Ed Insurance Discounts for Teens:

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8 big changes reshaping Marketplace health coverage in 2026

In this article Marketplace subsidy enhancements have expired Some states have made Marketplace coverage more affordable Low-income recent immigrants lost access to subsidies There’s no longer a cap on repayment of excess APTC Higher out-of-pocket caps are in effect Bronze and Catastrophic Marketplace plans are now HSA-eligible Having a direct primary care membership no longer

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