seth

Home Maintenance and Insurance for Homeowners: Are They Connected?

Does homeowners insurance cover preventative maintenance? Not typically – homeowners insurance covers repairs that are necessary due to sudden and accidental damage caused by covered perils. But, failing to perform maintenance could lead to claim denials if damage results from negligence. Maintaining the upkeep of your home, then, is an investment in the value of

Home Maintenance and Insurance for Homeowners: Are They Connected? Read More »

Domestic partner health insurance: a coverage option for unmarried couples

In this article What is a domestic partnership? Which states recognize domestic partnerships? Are domestic partner health benefits the same for same-sex and opposite-sex couples? Do Marketplace plans offer domestic partnership health insurance benefits? Is my employer required to provide domestic partner health insurance? How do I add my domestic partner to my health insurance?

Domestic partner health insurance: a coverage option for unmarried couples Read More »

Four reasons to not wait until January to enroll in an ACA health plan

Reasons to enroll in an ACA health plan by December 15? Delaying your enrollment might mean no coverage in January Delayed enrollment might mean missing out on free money If you’re auto-renewing your 2024 plan, you could be surprised on January 1 January out-of-pocket expenses won’t transfer to a plan that starts in February Open

Four reasons to not wait until January to enroll in an ACA health plan Read More »

How sunsetting ARP’s subsidy enhancements would affect ACA subsidy amounts

In this article What’s next for Marketplace health insurance subsidies after 2025? How have ARP’s subsidy enhancements affected eligibility for Marketplace premiums? What are the enhanced subsidies now, and how might subsidies work in 2026? Who will feel the change the most? ACA subsidy rules prior to ARP Temporary subsidy enhancements under the ARP and

How sunsetting ARP’s subsidy enhancements would affect ACA subsidy amounts Read More »

What consumers need to know about unauthorized Marketplace plan changes

In this article HealthCare.gov policyholders at risk Scammers circumvent consumers protections The damage to affected Marketplace buyers Factors that led to the alleged fraudulent activity Buyers with lower incomes targeted Is this happening in states that run their own Marketplaces? What should consumers do? UPDATE, Oct. 24, 2024 CMS noted earlier this month that the

What consumers need to know about unauthorized Marketplace plan changes Read More »

DACA news: 100,000 Dreamers become eligible for Marketplace health insurance

UPDATE, Dec. 28, 2024: The stay has been vacated. As a result, DACA recipients in Alabama, Arkansas, Florida, Idaho, Indiana, Iowa, Kansas, Kentucky, Missouri, Montana, Nebraska, New Hampshire, North Dakota, Ohio, South Carolina, South Dakota, Tennessee, Texas, and Virginia are NOT eligible to use the Marketplace. Those who already enrolled before the court ruling will

DACA news: 100,000 Dreamers become eligible for Marketplace health insurance Read More »