It’s easy to get lost in all the words wrapped up with new home ownership: amortization, closing costs, collateral, contingency, depreciation, down payment … the list goes on and on. We’re here to help you understand two commonly confused terms in the realm of homeownership – mortgage insurance and homeowners insurance. While they both involve […]
Mortgage Insurance vs. Homeowners Insurance Read More »
If you are considering buying a home and are having to be strategic with your budget, chances are you’ve heard mention of Private Mortgage Insurance (PMI). PMI can be a bit of a confusing topic, but it doesn’t have to be! By the end of this article, you’ll be able to confidently answer the question,
What is Private Mortgage Insurance? Read More »
When it comes to safeguarding your most significant asset – your home – having adequate home insurance coverage is crucial. Before you can obtain a homeowners policy, you need to go through the process of getting a home insurance quote. In this article, we’ll discuss how to get homeowners insurance, provide you with a list
Information Needed for a Home Insurance Quote Read More »
Being handed the keys to a new home is a giant moment in any person’s life. But once the papers are signed and the house is yours, you want to make sure your property is safe and secure. Many homeowners look to title insurance to help solidify that feeling and protect them from claims they
Can I Buy Title Insurance After Closing? Read More »
How to Complete a Flood Risk Assessment The purpose of a flood risk assessment (FRA) is to evaluate the likelihood of flooding and its potential impact on people, property, and the environment. It is often required for construction projects, especially in flood-prone areas, or to secure flood insurance. If you aren’t aware of any bodies
How to Complete a Flood Risk Assessment Read More »
Does homeowners insurance cover preventative maintenance? Not typically – homeowners insurance covers repairs that are necessary due to sudden and accidental damage caused by covered perils. But, failing to perform maintenance could lead to claim denials if damage results from negligence. Maintaining the upkeep of your home, then, is an investment in the value of
Home Maintenance and Insurance for Homeowners: Are They Connected? Read More »
NEW YORK (AP) — The defendant wore a bulletproof vest and shackles. A woman in the crowd wore a “Free Luigi” scarf. Outside, throngs of people cheered and chanted his name. So it went Friday at a court hearing for …
Mangione Draws Crowd at First Court Hearing Since Arraignment Read More »
In this article What’s next for Marketplace health insurance subsidies after 2025? How have ARP’s subsidy enhancements affected eligibility for Marketplace premiums? What are the enhanced subsidies now, and how might subsidies work in 2026? Who will feel the change the most? ACA subsidy rules prior to ARP Temporary subsidy enhancements under the ARP and
How sunsetting ARP’s subsidy enhancements would affect ACA subsidy amounts Read More »
In this article HealthCare.gov policyholders at risk Scammers circumvent consumers protections The damage to affected Marketplace buyers Factors that led to the alleged fraudulent activity Buyers with lower incomes targeted Is this happening in states that run their own Marketplaces? What should consumers do? UPDATE, Oct. 24, 2024 CMS noted earlier this month that the
What consumers need to know about unauthorized Marketplace plan changes Read More »
Reasons to enroll in an ACA health plan by December 15? Delaying your enrollment might mean no coverage in January Delayed enrollment might mean missing out on free money If you’re auto-renewing your 2024 plan, you could be surprised on January 1 January out-of-pocket expenses won’t transfer to a plan that starts in February Open
Four reasons to not wait until January to enroll in an ACA health plan Read More »
