Health Insurance

Budget bill provisions could make ICHRAs more appealing to businesses

In this article What are ICHRAs? New tax credit for small businesses that offer CHOICE Arrangement More widely available pre-tax premium contributions for employees Employers would be able to offer a choice between CHOICE or a traditional small-group plan The future of CHOICE Arrangements The budget reconciliation bill that passed in the U.S. House of […]

Budget bill provisions could make ICHRAs more appealing to businesses Read More »

ICHRA vs QSEHRA: Which is right for your small business?

If you’re a small-business owner and you’d like to reimburse your employees, pre-tax, for the cost of health insurance that they buy on their own, you have two options: An ICHRA (Individual Coverage Health Reimbursement Arrangement) or a QSEHRA (Qualified Small Employer Health Reimbursement Arrangement).1 As long as you have fewer than 50 full-time equivalent

ICHRA vs QSEHRA: Which is right for your small business? Read More »

9 mental health insurance questions consumers should ask

In this article How is mental health treatment covered by health insurance? How did the Affordable Care Act expand coverage of mental health care? Do ACA mental health coverage requirements apply to all health insurance? Does mental health parity mean health plans must cover mental health? Does most health insurance cover therapy and medication? Do

9 mental health insurance questions consumers should ask Read More »

The most likely targets for Medicaid cuts

In this article Why we think Medicaid cuts are likely What Medicaid cuts are being considered? Medicaid work requirements Remove the current floor on the federal Medicaid matching rate Reduce the federal matching rate for Medicaid expansion Implement per-enrollee caps on federal funding Rescind some Biden administration rules Medicaid cuts would result in reduced benefits

The most likely targets for Medicaid cuts Read More »

Medicaid for children: 6 facts every parent should know

In this article Your kids might be eligible for Medicaid even if you’re not. Your children can enroll in Medicaid at any time. Medicaid might help pay for employer-sponsored coverage for your children. A child’s disability may make them eligible for Medicaid. In most states, you’ll need to renew your kids’ coverage each year. If

Medicaid for children: 6 facts every parent should know Read More »

DACA news: 100,000 Dreamers become eligible for Marketplace health insurance

UPDATE, Dec. 28, 2024: The stay has been vacated. As a result, DACA recipients in Alabama, Arkansas, Florida, Idaho, Indiana, Iowa, Kansas, Kentucky, Missouri, Montana, Nebraska, New Hampshire, North Dakota, Ohio, South Carolina, South Dakota, Tennessee, Texas, and Virginia are NOT eligible to use the Marketplace. Those who already enrolled before the court ruling will

DACA news: 100,000 Dreamers become eligible for Marketplace health insurance Read More »

Domestic partner health insurance: a coverage option for unmarried couples

In this article What is a domestic partnership? Which states recognize domestic partnerships? Are domestic partner health benefits the same for same-sex and opposite-sex couples? Do Marketplace plans offer domestic partnership health insurance benefits? Is my employer required to provide domestic partner health insurance? How do I add my domestic partner to my health insurance?

Domestic partner health insurance: a coverage option for unmarried couples Read More »

What consumers need to know about unauthorized Marketplace plan changes

In this article HealthCare.gov policyholders at risk Scammers circumvent consumers protections The damage to affected Marketplace buyers Factors that led to the alleged fraudulent activity Buyers with lower incomes targeted Is this happening in states that run their own Marketplaces? What should consumers do? UPDATE, Oct. 24, 2024 CMS noted earlier this month that the

What consumers need to know about unauthorized Marketplace plan changes Read More »

Can a new President make health policy changes on ‘Day One?’

In this article How can a President start making changes on ‘Day One?’ How quickly can a President make policy changes through federal rulemaking? What types of policy changes are possible via rulemaking? Is it possible to overturn a predecessor’s rule quickly? How can one-party control of the White House and Congress speed policy changes?

Can a new President make health policy changes on ‘Day One?’ Read More »