A “new customer discount” (sometimes called a new business or welcome discount) is a pricing incentive some insurers use for first-time policyholders. In insurance, it’s rarely as simple as “switch carriers, save money.” Discounts are tied to underwriting, state-approved rating plans, and how the insurer prices risk. Below, we’ll break down how new customer discounts […]
All About the New Customer Discount Read More »
Completing driver’s ed can help teen drivers qualify for an auto insurance discount—but it’s not automatic, and the rules vary by insurer and state. This guide explains what typically counts as “driver’s ed” for insurance, how to claim the discount, and which other savings often Read More… The post Driver’s Ed Insurance Discounts for Teens:
Driver’s Ed Insurance Discounts for Teens: How to Qualify & Claim Read More »
In this article Marketplace subsidy enhancements have expired Some states have made Marketplace coverage more affordable Low-income recent immigrants lost access to subsidies There’s no longer a cap on repayment of excess APTC Higher out-of-pocket caps are in effect Bronze and Catastrophic Marketplace plans are now HSA-eligible Having a direct primary care membership no longer
8 big changes reshaping Marketplace health coverage in 2026 Read More »
A rideshare endorsement (sometimes called a Transportation Network Company (TNC) endorsement) is an optional add-on you can attach to your personal auto insurance policy if you drive for rideshare apps like Uber or Lyft. The goal is simple: it helps reduce coverage gaps that can Read More… The post What Is a Rideshare Endorsement? appeared
What Is a Rideshare Endorsement? Read More »
Key TakeawaysFrozen and burst pipes are often covered by homeowners insurance, but only when the home is properly heated and maintained. It’s important to understand what is and isn’t covered – especially when it comes to neglect, gradual leaks, or damage that occurs outside the home. With the right preventive steps and a quick response
Does Homeowners Insurance Cover Frozen Pipes? Read More »
The Affordable Care Act (ACA) has faced numerous legal challenges, but has been upheld three times by the Supreme Court1 and the ACA’s preventive care mandate was separately upheld by the Supreme Court.2 And while there have also been legislative efforts to repeal or replace the ACA, they have not been successful.3 Over the years,
50 populations whose lives are better thanks to the ACA Read More »
Budget-conscious drivers are always searching for the cheapest possible car insurance—ideally with nothing due upfront. While many insurers now advertise “$0 down” or “low down payment” options, the truth is that real no-deposit car insurance still doesn’t exist. To legally begin an insurance policy, you Read More… The post How to Get Very Cheap Car
How to Get Very Cheap Car Insurance with No Deposit Read More »
If you are injured in a car accident that is not your fault, the at-fault driver (through their insurance company) is ultimately responsible for your medical bills. However, the at-fault driver’s insurer does not pay your medical bills as they occur. They will not reimburse Read More… The post Will Insurance Pay for Medical Bills
Will Insurance Pay for Medical Bills After an Accident? Read More »
In this article Who’s experiencing Marketplace sticker shock? Review the available plans. (Those won’t change.) Understand your income as a percentage of the federal poverty level Understand how HSA contributions can affect your MAGI Update your Marketplace account Remember the Dec. 15 deadline (in most states) and stay tuned for updates If you’ve looked at
What can you do if you’re feeling Marketplace sticker shock? Read More »
In this article How much is a dental cleaning cost without insurance? Do I need insurance to get my teeth cleaned? What factors can impact the cost of a dental cleaning? How much does the COVID vaccine cost without insurance? How much is a dental cleaning cost without insurance? Without dental insurance, the average price
How much do dental cleanings cost without insurance? Read More »
