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One Big Beautiful Bill Act brings sweeping changes to health coverage

In this article What is the OBBBA? Medicaid applications and renewal will get more complex Planned Parenthood no longer eligible for Medicaid reimbursements Low-income immigrants will lose subsidy eligibility Subsidy recipients face full repayment of excess APTC More Marketplace plans can be used with health savings accounts (HSAs) Why does HSA access matter? The One […]

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New federal rule brings immediate changes to Marketplace enrollment

In this article What is the federal rule and when does it take effect? The first wave of changes – effective August 25, 2025 4 changes effective for enrollment in 2026 health plans Changes effective for enrollment in 2027 health plans Why are some of the rule’s changes temporary? A federal rule published in June

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Budget bill provisions could make ICHRAs more appealing to businesses

In this article What are ICHRAs? New tax credit for small businesses that offer CHOICE Arrangement More widely available pre-tax premium contributions for employees Employers would be able to offer a choice between CHOICE or a traditional small-group plan The future of CHOICE Arrangements The budget reconciliation bill that passed in the U.S. House of

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ICHRA vs QSEHRA: Which is right for your small business?

If you’re a small-business owner and you’d like to reimburse your employees, pre-tax, for the cost of health insurance that they buy on their own, you have two options: An ICHRA (Individual Coverage Health Reimbursement Arrangement) or a QSEHRA (Qualified Small Employer Health Reimbursement Arrangement).1 As long as you have fewer than 50 full-time equivalent

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9 mental health insurance questions consumers should ask

In this article How is mental health treatment covered by health insurance? How did the Affordable Care Act expand coverage of mental health care? Do ACA mental health coverage requirements apply to all health insurance? Does mental health parity mean health plans must cover mental health? Does most health insurance cover therapy and medication? Do

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The most likely targets for Medicaid cuts

In this article Why we think Medicaid cuts are likely What Medicaid cuts are being considered? Medicaid work requirements Remove the current floor on the federal Medicaid matching rate Reduce the federal matching rate for Medicaid expansion Implement per-enrollee caps on federal funding Rescind some Biden administration rules Medicaid cuts would result in reduced benefits

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Medicaid for children: 6 facts every parent should know

In this article Your kids might be eligible for Medicaid even if you’re not. Your children can enroll in Medicaid at any time. Medicaid might help pay for employer-sponsored coverage for your children. A child’s disability may make them eligible for Medicaid. In most states, you’ll need to renew your kids’ coverage each year. If

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Thinking About Loaning Your Car? Here Are 3 Things to Keep in Mind

Letting a friend or family member borrow your car can be a kind gesture, but what happens if they get into an accident? Understanding how your insurance works can help you avoid unexpected costs. Before handing over your keys, here’s what you need to know. 1. Check Your Insurance Coverage Start by reviewing your policy

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Simple Ways to Protect Your Business from Cyberattacks

Every October, National Cyber Security Awareness Month reminds us how important it is to stay safe online—both at home and in the workplace. Since this initiative started in 2003, the number of internet users worldwide has exploded from around 700 million to more than 3.5 billion. Unfortunately, not all of those users have good intentions.

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Infographic: What to Do If You Encounter a Deer on the Road

Oh Deer! Each year, around 2.1 million deer-vehicle collisions occur, leading to approximately 59,000 human injuries and 440 deaths, according to CNN. These accidents can be costly, with vehicle repairs averaging around $5,600. In the infographic below, we highlight five quick tips to help prevent collisions and minimize damage if a crash is unavoidable. Keep

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